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Personal Savings Account
& Certificate of Deposit Options

Whether you want to save a little or a lot, American National Bank has the right savings account for you…

Account Name Minimum Balance Interest Bearing Monthly Fee Statements
Savings Account  $200 Table Checkmark img $3 waived with minimum balance Quarterly
Savings Plus 30  $200 Table Checkmark img $3 waived with minimum balance Quarterly
Savings Plus 90  $200 Table Checkmark img $3  waived with minimum balance Quarterly
Money Market  $1,000 Table Checkmark img $5 waived with minimum balance Monthly
Health Savings Account  None Table Checkmark img $23 Annual Fee Monthly
Certificate of Deposit  $2,500 Table Checkmark img None Based on Maturity

All American National Bank savings accounts include…

  • FREE ATM card (subject to qualification)
  • FREE Online Banking
  • FREE Statements
    • Choice of traditional paper statements or environmentally friendly paperless eStatements
    • Combine your checking and savings account statements
  • FREE automatic transfers from your American National checking account to make saving easier
  • FDIC Insurance on balances up to $250,000

“You’ve got a strong bank behind you.”

 

Savings Account

Savings Account

It’s for you if… you want a basic and affordable savings plan.

  • $100 minimum opening deposit
  • $3 monthly service fee if balance falls below $200
    • Service charge waived for customers age 19 or younger
  • Competitive interest rates compounded quarterly
  • Quarterly statements or monthly when combined with checking account statement
  • Preauthorized transactions limited to six per month

 

 

Savings Account Plus 30

Savings Account Plus 30

It’s for you if… you need help saving money.  The Savings Plus 30 account restricts your withdrawals to the first ten days of every month…

  • $100  minimum opening deposit
  • $3 monthly service fee if balance falls below $200
    • Service charge waived for customers age 19 or younger
  • Competitive interest rates compounded monthly
  • Quarterly statements or monthly when combined with checking account statement
  • Preauthorized transactions limited to six per month
  • $10 plus 30 days interest on withdrawals made outside of specified time allowances

 

 

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Savings Account Plus 90

Savings Account Plus 90

It’s for you if… you need help saving money.  The Savings Plus 90 account restricts your withdrawals to the first ten days of every quarter: January, April, July, and October.

  • $100 minimum opening deposit
  • $3 monthly service fee if balance falls below $200
    • Service charge waived for customers age 19 or younger
  • Competitive interest rates compounded quarterly
  • Quarterly statements or monthly when combined with checking account statement
  • Preauthorized transactions limited to six per month
  • $10 plus 90 days interest on withdrawals made outside of specified time allowances

 

 

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Money Market

Money Market

It’s for you if… you want to earn a tiered interest rate based on your balance of $1,000 or more.  The more you save, the more you earn.

  • $1,000 minimum opening deposit
  • $5 monthly service fee if balance falls below $1,000
  • Competitive interest rates compounded monthly
  • Monthly statements – ask to combine your checking and savings account statements
  • Preauthorized transactions limited to six per month
  • $10 penalty for each debit in excess of six per month

 

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Health Savings Account

Health Savings Account

American National Bank of Fremont now offers Health Savings Accounts. This account earns interest with no minimum balance requirement and includes a FREE Visa Debit Card. You also have access 24/7 through FREE telephone banking and FREE Internet banking.

 

Questions


 

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Certificates of Deposit

Certificates of Deposit

American National Bank of Fremont offers a variety of Certificates of Deposit (CD) for various terms. Unless otherwise stated, you can open your own CD for as little as $2,500. We offer terms from one month to 60 months. The interest rates vary based on different tiers - therefore, the more you invest, the higher your rate of return.

American National Bank of Fremont periodically offers Special CD Rates.  These CDs are not tiered and offer the same rate to all depositors with a minimum opening balance of $5,000.  For  current rates and more details, contact one of our New Account Representatives or call 402-727-8600.


 

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CDARS

CDARS

CDARS is the Certificate of Deposit Account Registry Service.  It’s the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.  For more details, contact one of our New Account Representatives or call 402-727-8600. 

 

Questions

 

 

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Individual Retirement Accounts (IRA)

IRA

When setting up a new Individual Retirement Account (IRA) at American National Bank of Fremont, you can expect to receive a great rate of return on your retirement funds. Terms of one to five year maturities are available on all IRA products. We offer Traditional, Roth or SEP IRAs and Coverdell Education Savings Plans.  For current rates and more details, contact one of our New Account Representatives or call 402-727-8600.

 

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