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Privacy Policy

Privacy Policy

American National Bank of Fremont is providing you with the following privacy notice.  The security of your information is important to us. 

We collect nonpublic personal information about you in connection with providing a financial product or service to you from the following sources:

  • Information we received from you on applications or other forms
  • Information about your transactions with us or others
  • Information we receive from a consumer reporting agency

Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records.  We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.  This might include reports to credit bureaus, IRS reporting, and responses to subpoenas, search warrants or summons.

If you decide to close your account (s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

American National Bank of Fremont restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Website Privacy Statement

We recognize the importance of protecting the privacy of personally-identifying information that may be submitted to us when you visit our website.

The information we receive depends on what you do when you visit our site. This is how we handle the information we learn about you from your visit to our website.

 

If you visit our site to read or download information on our web pages such as press releases and checking and savings account information:

We collect and store only the following information about you: name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account, or a similar domain corresponding to your Internet Service Provider "ISP"); date and time you access our website; pages you may have visited on our site; and Internet address of the website from where you came to visit our website.

We use the information we collect to measure the number of visitors to the different pages and sections of our site, and to help us make our site more useful to visitors.

 

If you visit our website to use interactive banking tools such as financial calculators:

You may be asked for personal information in order to complete the requested analysis or evaluation. This information is NOT retained.

 

If you identify yourself by sending an e-mail or completing forms:

You may be asked for personally-identifying information in order to process your e-mail, form or application. This information may be retained by us and our business partners for processing and to facilitate decisions. Information you submit to us is treated no differently than any information you might provide in a written format such as a brochure application, reorder slip to order checks, or a letter. We will only disclose information you consider private as permitted by law such as IRS reporting, responses to subpoenas, search warrants, or summons.


We protect and safeguard the privacy of users of our on-line services, just as we do throughout the rest of our business. We will use personal information to identify you, to communicate with you, and to help us answer your questions.


We will NOT sell personally-identifying information to a third party for the purpose of solicitation or provide personal information to a third party for its own use.

Sometimes we send our customers information about our products and services. If you do not wish to receive this information, or if you believe that your personal information is incorrect please contact us. We will investigate the situation and if appropriate update our records.

If you have any questions that are not answered in this section please contact us.

Security Statement

Our website brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features Secure Sockets Layer (SSL) protocol for data encryption and a router and firewall to regulate the inflow and outflow of server traffic.

 

Secure Data Transfer

Once a server session is established on an https secure page, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall

Secure forms must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.

Using the above technologies, forms used on this website are secure.