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Personal Checking Account Options

Personal checking accounts are, well, personal.  That’s why we have a selection of checking accounts to fit different needs and interests.  Choose from traditional accounts and those that implement the latest technology…



Account Type No Minimum Balance Interest Bearing No Monthly Fee Free Checks
High Interest Checking*  Table Checkmark img Table Checkmark img

Earns highest interest of all our checking accounts

 Table Checkmark img  
Absolutely Free Checking*  Table Checkmark img   Table Checkmark img  
50+ Free Interest Checking*  Table Checkmark img Table Checkmark img Table Checkmark img  
VIP Free Interest Checking*  Table Checkmark img Table Checkmark img Table Checkmark img  
Low Minimum Interest Checking* 

$500

Table Checkmark img

$6; waived with minimum balance

  
Wall Street Checking*  $1,000

Table Checkmark img

Earns higher interest for balances of $2,500 or more - Competitive Interest for balances below $2,500.

$8; waived with minimum balance

  
No Minimum Interest Checking*  Table Checkmark img Table Checkmark img

$4

 Table Checkmark img
eChecking with Interest*  Table Checkmark img Table Checkmark img

$0.20 per check

  

*Checking Accounts require a $50 minimum opening deposit.  Customer purchases checks. Overdraft Protection Available.

All American National Bank personal checking accounts include…

  • Free Visa Check Card  (subject to qualification)
  • Free Online Banking
  • Free Online Bill Pay
  • Check Image Statements
    • Choice of traditional mailed statements or environmentally friendly paperless eStatements 
  • Unlimited Check Writing
  • Free Telephone Banking
  • FDIC Insurance on balances up to $250,000


“You’ve got a strong bank behind you.”

High Interest Checking*

High Interest Checking

It’s for you if… your monthly account activity includes E-Statements, 12 or more Visa Check Card transactions, one or more automatic debits or deposits, and access to Online Banking one or more times a month.

  • Highest Interest of All Our Checking Accounts
  • Free ATMs Nationwide
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

Questions

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Absolutely Free Checking*

Absolutely Free Checking

It’s for you if… you want absolutely free checking with no balance concerns.

  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

 

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50+ Free Interest Checking*

50 Plus Interest Checking

It’s for you if… you are 50 years of age and over.  Join our Heritage Club and enjoy special rates, free checking, trips, entertainment and fun!

  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

 

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VIP Free Interest Checking*

VIP Free Interest

It’s for you if… you have at least one direct deposit or automatic payment from the account each month.

  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

 

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Low Minimum Interest Checking*

Low Minimum Interest

It’s for you if… you want free checking with interest and keep over $500 in checking.  Consider Wall Street Checking if you typically maintain a balance over $2,500.

  • Competitive Interest
  • No Monthly Service Charge with a Minimum Balance of $500
  • No Per Check Charge
  • $6 Monthly Service Charge if Minimum Balance Falls Below $500

 

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Wall Street Checking*

Wall Street Checking

It’s for you if… you usually have a balance of $2,500 or more in checking.

  • Higher Interest Rate Earned on Balances of $2,500 or More
  • Competitive Interest if Balance Falls Below $2,500
  • No Per Check Charge
  • $8 Monthly Service Charge if Minimum Balance Falls Below $1,000

 

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No Minimum Interest Checking

Checking 007

It’s for you if… you want to earn interest but don’t want to worry about maintaining a minimum balance.

  • Free Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • No Per Check Charge
  • $4 Monthly Service Charge

 

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eChecking with Interest*

Checking 008

It’s for you if… you do most but not all of your checking online and want to earn interest on your account balance.

  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • $0.20 per check

 

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