Business Checking Account Options
American National Bank of Fremont offers a wide range of banking products and services for your business. We realize the importance of friendly, professional service, especially in the demanding, fast paced business world. Our officers and staff are available to provide your business with smart banking solutions to meet your every financial need.
Checking accounts require a $50 minimum opening deposit. Customer purchases checks.
Overdraft protection available.
Smart Business Checking
 |
It’s the American way. We’re happy to support hardworking non-profit organizations and small businesses with our Smart Business Checking account.
- Suggested for small non-profit organizations and small businesses with minimal account activity. Account activities include all deposits and debits.
- No Minimum Balance Required
- No service charge if account activity is less than 50 items per statement cycle.
- $0.25 for each account activity exceeding 50 per statement cycle.
|
Executive Checking
 |
Not every business needs a complex checking account. Many small businesses, especially sole-proprietorships or those not involved in retail sales, don't generate a large volume of debits and deposits. If your operation fits this description, this simple account may be your best value. Qualifying balances will even earn interest.
- Suggested for small businesses such as sole-proprietorships, associations, and non-profit organizations with low to moderate account activity. Balances in this account may qualify to earn interest. Account activities include all deposits and debits.
- Minimum Balance Required to Avoid Service Charge - $500
- Service Charge $9/Statement Cycle
- Account activity limited to 100 items per statement cycle.
- $0.25 for each account activity exceeding 100 items per statement cycle.
- Interest earned on all balances over $2,000
|
Commercial Analysis Checking
 |
Commercial Analysis Checking is the account that will help a business with moderate to substantial activity manage their cash most efficiently. We’ll show you what balance level to maintain to avoid service charges, and how and when to sweep money into higher interest earning accounts. Talk to us about your business needs. Let us prove we can keep your costs down and manage your money efficiently.
- For all businesses that do not qualify for Smart Business Checking or Executive Checking.
- No Minimum Balance Required
- Service Charge $7.50/Statement Cycle
- $0.15 per check/debit.
- $0.06 per deposited items.
- No charge for deposits.
- Earnings Credit Rate - Credit received towards activity charges based on available balances in your account for the statement period.
|
